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Why You Need Health Insurance Like Yesterday Let’s not lie: One unexpected illness can humble even the strongest savings account.  And yet, many people still treat  health insurance like an optional thing, something you only think about when you’re older or already sick. But here’s the truth: One accident, one infection, or one bad diagnosis is all it takes  to bring you down financially. If you’ve ever thought, “Do I really need health insurance?” this post is your wake-up call. Let me take you back a bit. My neighbor  Jack was young, healthy, and full of vibes. Whenever health insurance came up, he’d say things like: “Why pay every month when I don’t even get sick?" Then came the day he tripped while jogging, hit his head, and needed emergency care. Hospital bill? \$2,800. Jake’s account? Not ready. His family? Panicking. His lesson? Expensive, but unforgettable. Guess what would’ve saved him? A simple, affordable health insurance plan. Let’s Break It Down: What Is...
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The 7 Commandments to Stop Overspending on Groceries

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 THE SHOCKING TRUTH ABOUT HOW MUCH YOU'RE SPENDING ON GROCERIES AND HOW TO FiX IT.


your wallet is tired. 
In fact, if it could talk, it would scream, 
“Must we really buy five types of cereal again?!”

If you've ever walked into a store for “just bread and eggs” and came out with a cart full of stuff you didn’t plan for, including a watermelon you don’t even like, this post is for you.

Once Upon a Grocery Trip...


There was a time I thought I had control over my spending.

One sunny Saturday, I marched into the supermarket like a boss. 
My list? Simple.

1. Rice

2. Tomatoes

3. Chicken


Thirty minutes later, I was wheeling out a trolley loaded with:

One industrial-size Nutella

A scented candle that smells like “island dreams”

Ten packs of chin chin

And no tomatoes.


My bank account was confused. 
My stomach was confused. 
My ancestors were confused.

That day, I realized, I had a problem.

And chances are, you do too.

So Why Do We Overspend on Groceries?


1. Because the store is designed to mess with your head.
Ever noticed how the cheapest items are at the bottom shelf, and the flashy junk sits at eye level? Yeah. 

That’s not an accident. 
Supermarkets are psychological war zones.


2. Hunger makes you buy like a billionaire.
Shopping while hungry is like texting your ex at midnight. 
A very bad idea.


3. Lack of a plan = financial destruction.
Going to the store without a list is like going into battle without armor. 
You're going down.

The 7 Commandments to Stop Overspending on Groceries


📌 Thou Shall Not Enter Without a List
Treat your grocery list like a Bible. 
If it’s not on the list, it’s not entering the cart. 
No matter how "cute" the biscuits look.

📌 Shop With a Full Stomach
Please eat before you shop. 
Otherwise, everything will look edible, even the sponge.

📌 Set a Budget and Stick to It Like Garri to Hot Water
Know how much you're allowed to spend. 
Carry cash if possible. 
When the money finishes, go home!.

📌 Don’t Shop When You’re Emotional
Stress, heartbreak, or boredom? That’s how you end up buying ice cream meant for a village.

📌 Avoid Grocery Store “Traps”
That bakery section with the fresh bread smell? It’s not love. It’s a scam. 
Be strong.

📌 Use a Calculator (Yes, the One on Your Phone)
As you pick each item, calculate. 
When it starts to look scary, start removing things like a responsible adult.

📌 Go Solo, no Kids, no Hungry Friends.
Bringing kids or a broke friend will ruin your plans. 
They’ll whisper, “Buy this na, just this one...” And suddenly, your trolley is full.

Bonus: Master the Power of “No.”

Say it with me now: 
“No, I don’t need that second jar of mayonnaise.”
“No, I won’t buy noodles when I only came for yam.”
“No, I’m not starting a spice collection today.”

You’re not stingy, you’re strategic. Period.

Now listen 👂 

Grocery stores are not just markets. 
They're battlefields.
And if you’re not careful, you’ll come home with a cart full of regrets and an account balance that makes you question your life choices.

But now, you’re armed with wisdom. 
You’ve seen the light. 
You’ve laughed through the pain.

So next time you head to the store, remember:
Plan. 
Budget. 
Eat first. 
And stay focused like your rent depends on it, because it might.

Loved this post? Share it with that friend who always buys snacks instead of food!
And let me know in the comments: What’s the silliest thing you ever bought while grocery shopping?






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